Foreclosure Counseling

Independent Foreclosure Review Information

Worried about your next house payment or have you already missed payments?

Counselors provide free and confidential education and counseling to homeowners.

Don’t waste another sleepless night. Waiting limits your options. 

CALL TODAY: 651-458-0936 x 542

Steps to follow:

1.  Register for the educational workshop by phone, electronically, or emailing a counselor

2.  Complete application and income and expense statement and gather the documents listed on the application.   

3.  Attend the educational workshop.  **Required before counseling. ** See schedule and location below. 

4.  Schedule an appointment with a counselor at the workshop.

**If you already have a sheriff sale date scheduled, call 651-458-0936, ext 542 ASAP!!

Schedule for Workshops

Day & Time

Location

Room & Address

Thursday, January 5
6-7pm

Hardwood Creek Library
Forest Lake

Conference Room L14
19955 Forest Rd N

Wednesday, January 11
6-7pm

R.H. Stafford Library
Woodbury 

Conference Rooms A&B
8595 Central Park Place

Thursday, January 19
4-5pm

Park Grove Library
Cottage Grove 

Meeting Room
7900 Hemingway Ave So

Thursday, January 26
4-5pm

Oakdale
Library

Meeting Room
1010 Heron Ave N

Wednesday, February 1
6-7pm

R.H. Stafford Library
Woodbury 

Conference Rooms A&B
8595 Central Park Place

Wednesday, February 8
6-7pm

Hardwood Creek Library
Forest Lake

Conference Room L14
19955 Forest Rd N

Wednesday, February 15
4-5pm

Park Grove Library
Cottage Grove 

Meeting Room
7900 Hemingway Ave So

Wednesday, February 22
4-5pm

Oakdale
Library
Meeting Room
1010 Heron Ave N

Thursday, March 1
6-7pm

R.H. Stafford Library
Woodbury 

Conference Rooms A&B
8595 Central Park Place

Wednesday, March 7
6-7pm

Hardwood Creek Library
Forest Lake

Conference Room L14
19955 Forest Rd N

Wednesday, March 14
4-5pm

Park Grove Library
Cottage Grove 

Meeting Room
7900 Hemingway Ave So

Wednesday, March 21
4-5pm
Oakdale
Library
Meeting Room
1010 Heron Ave N
Thursday, March 29
6-7pm
R.H. Stafford Library
Woodbury 
Conference Rooms A&B
8595 Central Park Place
Wednesday, April 4
6-7pm
Hardwood Creek Library
Forest Lake
Conference Room L14
19955 Forest Rd N
Wednesday, April 11
4-5pm
Park Grove Library
Cottage Grove 
Meeting Room
7900 Hemingway Ave So

Wednesday, April 18
4-5pm

Oakdale
Library

Meeting Room
1010 Heron Ave N

Thursday, April 26
6-7pm

R.H. Stafford Library
Woodbury 

Conference Rooms A&B
8595 Central Park Place

 

Applications and Forms

Application - PDF Document

Income & Expense Statement - Excel Document

Income & Expense Statement - PDF Document

Release Forms **Forms will be explained at workshop**

How to Write a Hardship Letter

Hardship Letter (sample)

Appointments Available in Hugo

Do you live in Northern Washington County?

Counselors offer appointments once a month at the Hugo City Hall.  Call to inquire or sign up for an appointment at the workshop. Counselors also conduct phone appointments.

Hugo City Hall
14669 Fitzgerald Avenue North
Hugo, MN 55038

Main Number: 651-762-6300
info@ci.hugo.mn.us

 

For More Information

Fact Sheets (From the Minnesota Home Ownership Center)

Foreclosure Prevention Counseling Program Brochure

 

Click for tools to spot and stop loan modification scams.

Look Before You Leap. Stop Forclosure Prevention Scams.