Foreclosure Counseling
Independent Foreclosure Review
Information National Mortgage Settlement
Worried about your next house payment or have already missed payments? Counselors provide free and confidential education and counseling to homeowners. Counselors are certified and HUD-approved.
Don’t waste another sleepless night. Waiting limits your options.
CALL TODAY: 651-458-0936 x 542
All foreclosure prevention services are free, including:
- Information about the foreclosure process
- Financial and mortgage counseling
- Identify options for preventing foreclosure
- Reviewing programs such as Making Home Affordable or Foreclosure Sale Postponement
- Assist with applying for work out options and facilitate communication with mortgage company
- Information on predatory practices and how to address mortgage scams
- Smooth transition counseling if foreclosure is imminent
Be aware of companies who charge fees, ‘guarantee’ a modification or ask you to sign over your property or legal rights. Homeowners who suspect a scam are encouraged to call us immediately.
The HRA offers foreclosure prevention workshops in the Washington County libraries. Attendance is free and there is not registration needed.
Schedule for Workshops
Day & Time |
Location |
Room & Address |
Thursday, April 26 |
R.H. Stafford Library |
Conference Rooms A&B |
Thursday,May 10 |
R.H. Stafford Library |
Conference Rooms A&B |
Wednesday, May 30 |
Oakdale |
Meeting Room |
Thursday, June 14 |
Oakdale |
Meeting Room |
Tuesday, June 26 |
R.H. Stafford Library |
Conference Rooms A&B 8595 Central Park Place |
Thursday, July 12 5:30-6:30pm |
R.H. Stafford Library |
Conference Rooms A&B |
Wednesday, July 25 5:30-6:30pm |
Oakdale Library |
Meeting Room 1010 Heron Ave N |
Applications and Forms
Income & Expense Statement - Excel Document
Income & Expense Statement - PDF Document
How to Write a Hardship Letter
Appointments Available in Hugo
Do you live in Northern Washington County?
Counselors offer appointments once a month at the Hugo City Hall. Call to inquire or sign up for an appointment at the workshop. Counselors also conduct phone appointments.
Hugo City Hall
14669 Fitzgerald Avenue North
Hugo, MN 55038
Main Number: 651-762-6300
info@ci.hugo.mn.us
For More Information
Fact Sheets (From the Minnesota Home Ownership Center)
Foreclosure Prevention Counseling Program Brochure
Click for tools to spot and stop loan modification scams.
