Foreclosure Counseling
NEW!
2010 Foreclosure Workshops at Washington County Libraries!
The Washington County Housing and Redevelopment Authority (HRA) administers a Foreclosure Prevention Counseling Program (FPCP). If you live in Washington County and have fallen behind in your mortgage payments you should contact a HRA Foreclosure Counselor as soon as possible. The longer you wait the fewer options you will have for staying in your home. The number to call is 651-458-0936 x 551, x 553 and x 582.
If you are a homeowner that would like to participate in the Foreclosure Prevention Counseling Program, your first step is to call one of the Homeownership Specialist, and they will advise you of your next steps. Please call or email Nicola Viana at nviana@wchra.com or Pao Yang at pyang@wchra.com or Corina Serrano at cserrano@wchra.com before filling out the application and sending it back. We would like to gather some information from you first.
Counselors are now providing appointments at Hugo City Hall for residents in the northern region of the county. A counselor will be available on the second and fourth Wednesday of each month. Call the HRA to speak to one of our counselors about scheduling an appointment.
Hugo City Hall:
14669 Fitzgerald Avenue North
Hugo, MN 55038
Main Number: 651-762-6300
info@ci.hugo.mn.us
The following document is an introductory letter from the HRA Homeownership Specialists.
Introductory Letter - PDF Document
To view our Counseling Agreement and Right to Release Information to Funders, see below:
Verbal Authorization to Relase Information
This is the application that needs to be filled out before homeowners meet with a Homeownership Specialist, either via telephone, e-mail, or face to face.
Income & Expense Statement - Excel Document
Income & Expense Statement - PDF Document
The brochure below provides more information about this program.
Foreclosure Prevention Counseling Program Brochure
Please view the fact sheets below for additional information:
Emergency Economic Stabilization Act of 2008
FHA - Home Affordable Mortgage Program
Options Before & After a Sheriff Sale
Postponement of Sale - Homeowner FAQ
Postponement of Sale (Sample Affadavit)
Questions and Answers on Homes Foreclosure Debt Cancellation
Rights and Responsibilities of Junior Lienors
Tax Issues: Foreclosure and Workouts
Understanding Deficiency Judgments
Understanding "Making Home Affordable" Program
Your Rights During Redemption Period (MN Only)
Click here for President Obama's new foreclosure help website