Foreclosure Counseling
CALL TODAY: 651-202-2822 or see application packet below
Free and confidential education and counseling is available to homeowners for their primary residence. Homeownership Specialists are certified and HUD-approved. The HRA is able to provide free counseling services through federal, state, and private grants.
Choose the Level of Counseling You Prefer:
Basic Counseling – Click here for application
-General information on the foreclosure process
-Discuss options and their pros and cons
-Customized action plan with recommended next steps
In Depth Counseling – Click here for application, Click here for Release Forms and Click here for Budget Worksheet
-Thorough review of your financial and mortgage information
-Discuss options, pros and cons and how the HRA can help
-Customized action plan with steps for the homeowner and HRA
Contact Us:
-Phone: 651-202-2822
-Email:
Ann: alindquist@wchra.com, Nicola: nviana@wchra.com,
Heather: hposthumus@wchra.com
-Fax: 651-458-1696
-Address: 7645 Currell Blvd, Woodbury MN 55125
Just Looking for Information? Attend a Library Workshop:
Topics include:
-Foreclosure process
-Different workout options
-Tips for talking to your lender
-How the HRA can help you
Workshop Schedule:
Pre-registration is encouraged but not required. To pre-register, call 651-202-2822
Day & Time |
Location |
Room & Address |
Thursday, March 28 |
Oakdale |
Meeting Room |
Monday, April 8 |
Oakdale |
Meeting Room |
Saturday, April 20 |
R.H. Stafford Library |
Conference Rooms A&B |
Monday, May 6 |
Oakdale |
Meeting Room |
Thursday, May 23 |
R.H. Stafford Library |
Conference Rooms A&B |
Thursday, June 6 |
Oakdale |
Meeting Room |
Tuesday, June 18 |
R.H. Stafford Library |
Conference Rooms A&B |
Be aware of companies who charge fees, ‘guarantee’ a modification or ask you to sign over your property or legal rights. Homeowners who suspect a scam are encouraged to call us immediately at 651-202-2822
Click below for tools to spot and stop loan modification scams.
Click here to see how Washington County HRA helped a resident save his home.
Appointments Available in Hugo
Do you live in Northern Washington County?
Homeownership Specialist offer appointments once a month at the Hugo City Hall. Phone appointments are also available if preferred.
Hugo City Hall
14669 Fitzgerald Avenue North
Hugo, MN 55038
Main Number: 651-762-6300
info@ci.hugo.mn.us
Additional Resources
Click here for Release Forms
Click here for information on How to Write a Hardship Letter
Click here for a Sample Hardship Letter
Click here for a detailed Budget Worksheet - Excel Document
Click here to review the Foreclosure Process
For More Information
Click here to be directed to Minnesota Homeownership Center website for additional information and fact sheets.
Does counseling work? Click here to check out a this study from the U.S. Department of Housing and Urban Development. Also Click here to see the study from the Urban Institute.